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Banking Info
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Home Loans typical loan approval is at 90% of the purchase price subject to eligibility of income of the applicant(s) for the application of the said loan.
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For Commercial Loan it has few types of loan based on type of property purchased by the applicant. The margin of loan is approximately 80% - 85% of the purchase price, subject to the banker(s) approval and eligibility of applicant(s).
The commercial loan that will be financed by the respective banker(s) on type of property e.g shopoffice, factory building, warehouse, industrial land/ lot, bungalow land/lot etc. |
Checklist For Housing/Property Loan/Financing Application
For Salary Earner
- Photocopy of your identity card/passport
- Photocopies of your latest 3 months¨ salary slips
- Photocopies of your latest income tax return (J Form) or EA form
- Sale and purchase agreement/deposit or booking receipt/letter of offer from the housing developer
- Photocopy of the land title (if any)
For Self-Employed
- Photocopy of your identity card/passport
- Photocopies of your latest 3 months¨ bank statements
- Business registration documents
- Latest financial statements
- Photocopies of your latest income tax return (J Form) or EA form
- Sale and purchase agreement/deposit or booking receipt/letter of offer from the housing developer
- Photocopy of the land title (if any)
Further details can be referred to:
The Association of Banks in Malaysia
34th Floor, UBN Tower
10, Jalan P. Ramlee
50260 Kuala Lumpur
Tel: 603-20788041
Fax: 603-20788004
Email:banking@abm.org.my
For more information, visit The Association of Banks in Malaysia
Note: Information provided has been extracted from the principal site. For the latest and updated information, please visit the link provided.
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